Affordable Housing Program
I have concerns with the affordable housing program that is speared headed by Commissioner Philips. The property at 339 West Spring Ave in Ardmore was recently purchased by Lower Merion Township as part of the affordable housing program. It is priced to sell at $103,000 well below market value. http://everyhome.com/p/mg/le/t5392180.htm
The affordable housing program makes it seem that just because you grew up in Lower Merion that you are entitled to continue living here as an adult. Coming up on two years ago in December my neighbor’s house burnt to the ground and damaged mine and several others. As many of you may remember funds from the affordable housing program were offered to rebuild the house, with a lien attached, because the resident did not have home owners insurance. I strongly disagreed with offsetting someone’s lack of responsibility and foresight to have planed according. I will not get into how the fire started but I will say that the cause added to the difficulty of the situation since the fire should never have happened. As an article in the Mainline Times asked the question are we as a township rewarding individuals for their shortcomings and poor judgment? Yes, I think so. About Three years ago when the old PECO power substation between County Line and West Spring Ave was developed it included five houses that were apart of the affordable housing program. I believe the houses where valued at $325,000 and were offered though the program for $182,000. I find it hard to believe that a $325,000 home should be classified as low income. Just for reference I purchased my row home on West Spring Ave for $182,000 that same year. I would not say that I am low income, I am just young and starting out. And what I could afford at 23 years old was an $182,000 house. So why should the township of Lower Merion supplement anyone’s income so they can have a brand new $325,000 home when they can only afford on their own a $182,000 home? There were homes in their price range available. I find it humorous that in a township like Lower Merion we have an affordable housing program. If you can not afford to purchase a home here there are other places to live and that is what I did. I moved to a place I could afford. So I ask why we are supplementing people’s standard of living. This is part of a larger problem in America today. People need to rely on themselves to achieve their dreams and stop depending on the government to always help. I think alot of people have forgotten what pride is. If you want to be a home owner you might have to go work that extra job to do it. Achieve your dreams on you own and stop looking for a hand out. If we are a township of helping others live above their means I want to know when the program for affordable housing in Gladwyne is coming, I know alot of people would love to live there. That may sound absurd but that is what this program does. And if anyone wants to see what the maximum income levels are for the program please refer to the May 2008 township newsletter online. I want to see Ardmore progress. And I want to see individuals who can afford to maintain and improve their homes. I question if someone within these incomes levels is going to be able to maintain their home in a way that will bring additional value to the community.